> ## Documentation Index
> Fetch the complete documentation index at: https://tendrill.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# For Passive Investors

> Set-and-forget monitoring for long-term investors

## Investing without the anxiety

You've built a solid portfolio. Maybe it's a mix of index funds and a few individual stocks. You're in it for the long haul - you don't want to check your accounts every day, but you also don't want to miss something important.

Tendrill is perfect for you. Set it up once, and let it watch your portfolio so you can live your life.

<Info>
  **The passive investor's motto:** "Time in the market beats timing the market." Tendrill helps you stay informed without the temptation to over-trade.
</Info>

## How Tendrill helps passive investors

<CardGroup cols={2}>
  <Card title="Peace of mind" icon="heart">
    Know that someone's watching your portfolio, even when you're not
  </Card>

  <Card title="Important alerts only" icon="filter">
    Hear about big moves, not every 1% fluctuation
  </Card>

  <Card title="Long-term perspective" icon="chart-line">
    Monthly and yearly performance views, not just daily
  </Card>

  <Card title="No FOMO" icon="bed">
    Sleep soundly knowing you won't miss critical news
  </Card>
</CardGroup>

## Recommended setup for passive investors

### Step 1: Connect all your accounts

Link every investment account - brokerage, IRA, 401(k). Tendrill works best with the complete picture.

### Step 2: Set up weekly recaps

```
You: Send me a weekly portfolio summary every Sunday evening

Tendrill: ✅ Weekly recap scheduled for Sundays at 6:00 PM ET!
```

This gives you a regular check-in without daily noise.

### Step 3: Enable monthly reviews

```
You: Monthly performance report on the 1st

Tendrill: ✅ Monthly review scheduled for the 1st of each month!
```

Monthly reviews help you track long-term progress and spot allocation drift.

### Step 4: Set high-threshold alerts

```
You: Only alert me if any stock drops more than 10% in a day

Tendrill: ✅ High-threshold alert set!

I'll only text you about daily moves greater than 10%.
For your portfolio, this means you'll likely hear from me 
a few times per year, not per week.
```

## What passive investors should ask

<AccordionGroup>
  <Accordion title="Quarterly check-in questions" icon="calendar">
    * "How did I do this quarter?"
    * "Has my allocation drifted?"
    * "Any positions I should be concerned about?"
    * "How do I compare to the S\&P 500?"
  </Accordion>

  <Accordion title="Annual review questions" icon="calendar-check">
    * "What's my year-to-date return?"
    * "What were my best and worst performers?"
    * "How much did I receive in dividends?"
    * "Should I rebalance?"
  </Accordion>

  <Accordion title="Life event questions" icon="house">
    * "How is my portfolio positioned for retirement?"
    * "What's my exposure to risk?"
    * "Am I too concentrated in any sector?"
  </Accordion>
</AccordionGroup>

## Sample weekly recap for a passive investor

> **Tendrill** - Sun 6:00 PM
>
> **Your Week in Review**
>
> Portfolio: $245,600 (+$1,800 / +0.7%)
> vs S\&P 500: +0.9% (slightly behind)
>
> **All quiet this week:**
>
> * No major news for your holdings
> * No earnings reports
> * Market was calm overall
>
> **Your allocation remains:** 60% stocks / 40% bonds - On target!
>
> **Coming up:**
>
> * Your AAPL dividend posts Tuesday
> * No earnings for your stocks next week
>
> Nothing to worry about. Enjoy your week!

## The passive investor advantage

Research consistently shows that:

* **Lower fees** = better long-term returns
* **Less trading** = lower taxes and costs
* **Time in market** = compound growth

Tendrill supports this philosophy by:

1. **Not encouraging unnecessary trades** - We inform, we don't suggest
2. **Reducing anxiety** - You know you'll hear about important events
3. **Providing context** - When you do check in, you get the full picture
4. **Keeping you invested** - Fewer panic sells during market dips

## What Tendrill filters out for you

When you're set up for passive investing, Tendrill automatically reduces noise:

| What You WON'T Hear About      | Why                             |
| ------------------------------ | ------------------------------- |
| Daily 1-2% moves               | Normal market volatility        |
| Every analyst opinion          | Doesn't change long-term thesis |
| Short-term news                | Usually noise, not signal       |
| What others are buying/selling | Irrelevant to your strategy     |

| What You WILL Hear About      | Why                          |
| ----------------------------- | ---------------------------- |
| Major earnings misses/beats   | Could affect position thesis |
| Significant dividend changes  | Impacts income strategy      |
| Large position moves (10%+)   | Worth knowing about          |
| Monthly/quarterly performance | Track your progress          |

## Passive investor tips

<CardGroup cols={2}>
  <Card title="Check monthly, not daily" icon="calendar">
    Set a recurring monthly review and resist the urge to peek more often
  </Card>

  <Card title="Focus on allocation" icon="chart-pie">
    Ask about allocation drift rather than individual stock moves
  </Card>

  <Card title="Think in years" icon="clock">
    Ask "how did I do this year?" not "how did I do today?"
  </Card>

  <Card title="Ignore the noise" icon="volume-xmark">
    If Tendrill isn't texting you, your portfolio is probably fine
  </Card>
</CardGroup>

## FAQ for passive investors

<AccordionGroup>
  <Accordion title="Will I be tempted to trade more if I use Tendrill?">
    Tendrill is designed to inform, not encourage trading. We don't send "hot tips" or suggest trades. Most passive investors find they're *less* anxious because they know they'll be alerted if something important happens.
  </Accordion>

  <Accordion title="What if I don't want to hear anything except emergencies?">
    Set all your alert thresholds high (15-20% moves), enable monthly reviews only, and tell Tendrill "minimal alerts please." You'll only hear about major events.
  </Accordion>

  <Accordion title="Should I connect my 401(k)?">
    Yes! Even if you can't actively manage it, knowing your full portfolio picture helps with overall allocation decisions.
  </Accordion>
</AccordionGroup>

## Next steps

<CardGroup cols={2}>
  <Card title="Set up your schedule" icon="clock" href="/features/recurring-tasks">
    Configure weekly and monthly recaps
  </Card>

  <Card title="Customize alert thresholds" icon="sliders" href="/features/smart-alerts">
    Set high thresholds for minimal interruption
  </Card>
</CardGroup>