> ## Documentation Index
> Fetch the complete documentation index at: https://tendrill.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Conversational AI

> Ask questions about your portfolio in natural language

## Just text - Tendrill understands

No complex commands or app navigation. Simply text your questions in plain English and get intelligent, portfolio-aware responses. Tendrill understands context, remembers your conversation history, and provides answers tailored to YOUR investments.

<Info>
  **Natural language, real insights.** Ask the way you'd ask a friend who happens to be a financial analyst with perfect knowledge of your portfolio.
</Info>

## How to ask questions

Just text Tendrill like you would text anyone else. Here are some approaches that work great:

### Portfolio overview questions

```
You: How's my portfolio doing?

Tendrill: Your portfolio is up $2,340 (+1.8%) today!

Current value: $131,200

Today's movers:
📈 NVDA: +$890 (+2.1%)
📈 AAPL: +$620 (+1.4%)
📈 MSFT: +$480 (+1.2%)
📉 TSLA: -$120 (-0.5%)

Your tech-heavy allocation (65%) is driving gains today 
as the Nasdaq outperforms. Want more details on any position?
```

### Specific stock questions

```
You: What's happening with Apple?

Tendrill: AAPL is at $182.50, up 1.4% today.

Your position: 80 shares worth $14,600
Your gain: +$2,400 (+19.7%) since purchase

Recent news:
• iPhone 16 pre-orders exceeding expectations
• Services revenue hit new record last quarter
• Warren Buffett trimmed position (but still holds $135B)

Upcoming: Earnings on Oct 31st after market close.
Want me to explain what analysts are expecting?
```

### Deep research queries

```
You: Should I be worried about my Tesla position?

Tendrill: Let me break down the current TSLA picture for you.

Your exposure: 25 shares ($6,200) = 4.7% of portfolio

🟡 Mixed signals right now:

Concerns:
• EV competition intensifying (BYD, legacy automakers)
• Margin pressure from price cuts
• Robotaxi timeline uncertain

Positives:
• Energy storage business growing 100%+ YoY
• FSD improvements accelerating
• Strong brand and manufacturing scale

Analyst view: 18 Buy, 12 Hold, 8 Sell
Average price target: $265 (current: $248)

Your position is a relatively small part of your portfolio,
which limits downside risk. Want me to compare TSLA's 
risk profile to your other holdings?
```

## Types of questions you can ask

<AccordionGroup>
  <Accordion title="Portfolio analysis" icon="chart-pie">
    * "What's my portfolio worth?"
    * "How did I do this week/month/year?"
    * "What's my best performing stock?"
    * "What's dragging down my portfolio?"
    * "Show me my allocation"
    * "Am I too concentrated in tech?"
  </Accordion>

  <Accordion title="Stock research" icon="magnifying-glass-chart">
    * "Tell me about \[company]"
    * "Why is \[stock] up/down today?"
    * "What's the bull case for \[stock]?"
    * "What are the risks with \[stock]?"
    * "When does \[company] report earnings?"
    * "What's the dividend yield on \[stock]?"
  </Accordion>

  <Accordion title="Comparisons" icon="scale-balanced">
    * "Compare Apple vs Microsoft"
    * "Which of my stocks is most volatile?"
    * "How do my returns compare to the S\&P 500?"
    * "Which sectors am I overweight in?"
  </Accordion>

  <Accordion title="Events and calendar" icon="calendar">
    * "What earnings are coming up?"
    * "Any dividends this month?"
    * "What's on my investment calendar?"
    * "When is the next Fed meeting?"
  </Accordion>

  <Accordion title="News and context" icon="newspaper">
    * "Any news about my stocks?"
    * "What moved the market today?"
    * "Why is the Nasdaq down?"
    * "What should I know about \[topic]?"
  </Accordion>

  <Accordion title="Learning and education" icon="graduation-cap">
    * "What is a P/E ratio?"
    * "Explain market cap"
    * "How do dividends work?"
    * "What does 'beat estimates' mean?"
  </Accordion>
</AccordionGroup>

## Conversation examples

### Morning check-in

<Frame>
  ```
  You: Good morning! What should I know today?

  Tendrill: Good morning! ☀️ Here's your daily brief:

  📊 Your portfolio: $131,200 (no change pre-market)

  🗓️ Today's events:
  • JPM and WFC report earnings before open
  • You don't own these, but they set the tone for financials

  📰 Overnight news:
  • China GDP came in slightly below expectations
  • Your international exposure is minimal (3%)

  📈 Futures:
  • S&P 500: +0.3%
  • Nasdaq: +0.4%
  • Looks like a positive open for your tech holdings

  Anything specific you'd like to dive into?
  ```
</Frame>

### Investment research

<Frame>
  ```
  You: I'm thinking about buying Google. What should I know?

  Tendrill: Great choice to research! Here's the GOOGL overview:

  📊 Current price: $178.25
  📈 YTD performance: +52%
  💰 Market cap: $2.2 trillion

  The bull case:
  • AI integration across Search, Cloud, YouTube
  • Cloud revenue growing 28% YoY
  • Strong advertising moat
  • $118B cash on balance sheet

  The bear case:
  • Regulatory scrutiny (DOJ antitrust case)
  • AI search disruption concerns
  • YouTube ad growth slowing

  Valuation:
  • P/E: 24x (vs 5-year avg of 26x)
  • Looks reasonable for the growth

  How it would fit YOUR portfolio:
  • You're already 65% tech
  • Adding GOOGL would increase that to 68%
  • Consider if you want more tech concentration

  Want me to compare it to your existing holdings?
  ```
</Frame>

### Understanding a concept

<Frame>
  ```
  You: What's the difference between a stock split and a dividend?

  Tendrill: Great question! They're quite different:

  📊 Stock Split:
  • Company divides existing shares into more shares
  • Example: 2-for-1 split doubles your shares, halves the price
  • Your total value stays EXACTLY the same
  • It's like exchanging a $20 bill for two $10s
  • Companies do this to make shares more accessible

  💵 Dividend:
  • Company pays you cash from its profits
  • Example: $0.50/share quarterly = $2/year per share
  • This is NEW money in your pocket
  • You can reinvest it or spend it
  • Not all companies pay dividends (growth stocks often don't)

  In your portfolio:
  • AAPL pays dividends ($0.96/year = 0.5% yield)
  • NVDA recently did a 10-for-1 split
  • TSLA and AMZN don't pay dividends

  Want me to explain dividend yield or show your dividend income?
  ```
</Frame>

## Advanced features

### Context awareness

Tendrill remembers your conversation, so you can have natural follow-ups:

```
You: How's NVDA doing?

Tendrill: NVDA is at $890, up 2.1% today...
[detailed response]

You: What about their earnings?

Tendrill: NVDA reports earnings on Nov 20th after market close.

Analyst expectations:
• EPS: $0.74 (vs $0.57 last year)
• Revenue: $32.5B (+85% YoY)

[Tendrill knows you're still talking about NVIDIA]
```

### Portfolio-aware comparisons

```
You: Compare my top 3 holdings

Tendrill: Here's how your biggest positions stack up:

| Metric      | AAPL    | NVDA    | MSFT    |
|-------------|---------|---------|---------|
| Your value  | $14,600 | $44,500 | $19,800 |
| % of port   | 11.1%   | 33.9%   | 15.1%   |
| YTD return  | +18%    | +190%   | +42%    |
| P/E ratio   | 29x     | 65x     | 35x     |
| Div yield   | 0.5%    | 0.03%   | 0.7%    |

Observations:
• NVDA is your largest position by far
• It's also your best performer but most expensive
• AAPL and MSFT offer more dividend income
• Consider if 34% in one stock is comfortable for you
```

### Hypothetical scenarios

```
You: What if NVDA dropped 20%?

Tendrill: If NVDA dropped 20% from here ($890 → $712):

Your NVDA position:
• Current: $44,500
• After 20% drop: $35,600
• Loss: -$8,900

Portfolio impact:
• Current total: $131,200
• After drop: $122,300
• Total loss: -$8,900 (-6.8% of portfolio)

For context:
• NVDA dropped 20% twice last year
• Both times it recovered within 3 months
• Your position size means NVDA moves your portfolio significantly

Want to discuss position sizing strategies?
```

## Tips for better conversations

<CardGroup cols={2}>
  <Card title="Be specific" icon="bullseye">
    "Why is AAPL down?" works better than "Why is everything down?"
  </Card>

  <Card title="Ask follow-ups" icon="arrow-right">
    Tendrill remembers context, so dig deeper naturally
  </Card>

  <Card title="Request comparisons" icon="scale-balanced">
    "Compare X vs Y" often reveals useful insights
  </Card>

  <Card title="Ask 'what if'" icon="lightbulb">
    Hypothetical scenarios help you think through decisions
  </Card>
</CardGroup>

## What Tendrill won't do

<Warning>
  **Tendrill provides information, not financial advice.**

  We will NOT:

  * Tell you to buy or sell specific stocks
  * Manage your money or execute trades
  * Guarantee any investment outcomes
  * Replace a licensed financial advisor

  Always consult a qualified professional for personalized investment advice.
</Warning>

## FAQ

<AccordionGroup>
  <Accordion title="How does Tendrill know so much about stocks?">
    Tendrill aggregates data from multiple sources: real-time market data, news feeds, SEC filings, analyst reports, and more. This is combined with your portfolio data to give personalized insights.
  </Accordion>

  <Accordion title="Is there a limit to how many questions I can ask?">
    Free tier users have a monthly question limit. Premium users have unlimited conversations.
  </Accordion>

  <Accordion title="Can I ask about stocks I don't own?">
    Absolutely! Tendrill can research any publicly traded stock, whether you own it or not.
  </Accordion>
</AccordionGroup>

## Next steps

<CardGroup cols={2}>
  <Card title="Smart Alerts" icon="bell-ring" href="/features/smart-alerts">
    Set up automated notifications
  </Card>

  <Card title="Example Conversations" icon="message" href="/reference/example-conversations">
    See more sample dialogues for inspiration
  </Card>
</CardGroup>